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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$72,000
|
$144,000
|
$288,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
2 years
|
2 years
|
4 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Total Home Care
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$72,000
|
|
Benefit Duration
|
2 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$16.80
$16.80
$16.80
$16.80
$16.80
$16.80
$16.80
$16.80
$16.80
$16.80
$16.80
$16.80
$16.80
$17.40
$17.40
$17.40
$17.70
$19.20
$20.70
$20.70
$21.60
$22.20
$22.50
$23.10
$24.60
$26.70
$27.30
$28.50
$29.40
$30.90
$32.40
$34.50
$35.70
$37.50
$38.10
$40.20
$42.60
$45.60
$48.00
$51.00
$54.60
$57.30
$62.10
$66.30
$72.00
$79.20
$85.80
$96.90
$106.20
$118.20
$129.90
$142.80
$157.80
$174.30
$192.90
$213.00
$235.20
$282.60
$310.50
$339.90
$371.40
$405.90
$445.50
$489.30
$543.00
$598.20
$658.20
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$144,000
|
|
Benefit Duration
|
2 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$34.80
$34.80
$34.80
$35.40
$38.40
$41.40
$41.40
$43.20
$44.40
$45.00
$46.20
$49.20
$53.40
$54.60
$57.00
$58.80
$61.80
$64.80
$69.00
$71.40
$75.00
$76.20
$80.40
$85.20
$91.20
$96.00
$102.00
$109.20
$114.60
$124.20
$132.60
$144.00
$158.40
$171.60
$193.80
$212.40
$236.40
$259.80
$285.60
$315.60
$348.60
$385.80
$426.00
$470.40
$565.20
$621.00
$679.80
$742.80
$811.80
$891.00
$978.60
$1,086.00
$1,196.40
$1,316.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$288,000
|
|
Benefit Duration
|
4 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$50.40
$54.00
$54.00
$57.00
$57.00
$58.80
$61.80
$63.00
$66.00
$69.00
$71.40
$75.00
$78.00
$83.40
$87.60
$89.40
$93.00
$95.40
$102.60
$106.80
$110.40
$117.60
$123.00
$127.80
$136.80
$144.00
$151.20
$163.20
$173.40
$182.40
$197.40
$216.00
$231.00
$252.00
$284.40
$312.60
$346.20
$379.80
$421.80
$460.80
$513.00
$565.20
$624.00
$689.40
$823.80
$903.00
$988.20
$1,084.20
$1,184.40
$1,300.80
$1,424.40
$1,575.00
$1,737.60
$1,909.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov